Everyone knows “You should have life insurance”.  Well I’m here to tell you that if you have Industrial Alliance Life Insurance and you are a Senior Citizen, you may not be as safe as you think.

A slickster name Mike H____k from Surrey BC, sold a life insurance policy to an 80 old lady over 4 years ago.  He worked with a Multi Level Marketing Corporation with the initials CDM_.  She trusted this overly religious man because he spent all of his time worming his way into her trust.  He made a huge chunk of money by dividing the insurance into two policies for both children.  He convinced this Lady to put extra money in every year because he said it would pay for itself in a few years, what he didn’t tell her was that it was draining her investment accounts.

The policy cost more than this lady makes per year, the payments drained her life savings, she could not afford to keep paying them and Industrial Alliance canceled them on her.

The lady filed a complaint with the Insurance Commission which asked Mr. H____k if he sold her the right policy, he said “yes, I just did what she asked me to do” they said, “ok, we believe you and not this 84 year old woman”.  A number of other agents have looked at this policy and have been completely disgusted at what this man did to this Senior.

The sad part is that this lady tried to change representatives to help her figure out her policy and Industrial Alliance told the new agent he would have to pay $1200 in order to be the representative on the policy.  There is something very shady in this behavior.  This is looking like a Corporation trying to pocket all the money and push the Senior out of her policy.  Is that legal?

Industrial Alliance seems to be pulling some shady deals, the Insurance council doesn’t seem to care at all, they just seem to exist to cover Agent’s Butts.

This Senior Lady is now out over $100,000 in cash and her policies worth $70,000 and $90,000 are terminated because the company would not reply to her inquiry regarding minimum payments or combining the policies to make it affordable.

After I read D.M. Boyles comment, it occurred to me that a lot of people on their blogs including Google employees, have a public opinion about Michael Moore and his film Sicko, unfortunately a lot of those company opinions are based on protecting their ass. So here is my opinion from a not so healthy not so young persons point of view (I don’t need to protect my ass, WCB has already taken everything from me) :

I think that more of us should have the guts to take on the people, the government and the corporations Moore Challenges, we the people are letting them get away with so much and we just roll over and take it. I am doing what I can on this Blog to make WCB atrocities known to the public, if I had a bigger budget and less pain, I would do more (feel free to donate). The Health Insurance Industry is very much linked to the WCB Industry (yes Industry, it is for profit), so yes I have done my homework, I have researched, I have been on the “health denied” end and I couldn’t agree more with “Sicko”. I think that what Moore has to say is very powerful and serves to open peoples eyes (well, if they haven’t been brainwashed too badly).

Stop letting big money grubbing Corporations bend you over and give it to you, keep this thought in mind . . . if Corporations cared about their clients and offered a quality product or service for a fair price, they would be forced to carry on business without the lavish surroundings and tremendous profits that they all seem to need. The only thing they care about is the bottom line, the profit, “how can we squeeze more profit out of our clients?”, they use the excuse that “we are responsible only to our shareholders” at every opportunity to justify what they do. If you look at the financial info on WCB you will notice a surplus into the Billions of dollars. That would seem to be some pretty healthy profit at the expense of injured workers.

I think I may have an idea for Moore’s next film, lets take on the WCB in Canada and the USA.

This is another great resource I found on the CIWS Website. This is a 7 part Radio Series on 102.7 F.M Vancouver leading up to Injured Workers Memorial Day 2007.

APRIL 13 – Episode 1 – (high speed) (low speed)
APRIL 16 – Episode 2 – (high speed) (low speed)
APRIL 18 – Episode 3 – (high speed) (low speed)
APRIL 20 – Episode 4 – (high speed) (low speed)
APRIL 23 – Episode 5 – (high speed) (low speed)
APRIL 25 – Episode 6 - (high speed) (low speed)
APRIL 25 – Phone-in - (high speed) (low speed)
APRIL 27 – Episode 7 - (high speed) (low speed)

What kind of a country do we live in where we sacrifice our bodies and our health for our Employers and as a show of thanks they conspire with an organization that was created to destroy those same loyal employees. I am disgusted with this type of Government Corruption and I intend to join the fight with WCB Digest to do something about it.

I am thankful that the Business’ I own only use Sub Contractors and I can avoid being forced to buy into this criminal WCB organization. If you have a business that has employees, you need to look into alternative ways to employ them. Until the WCB is un-corrupted, this would appear to be one of our only chances to escape this criminal Organization.